If you could pay less tax, why wouldn’t you?
Did you know you could be eligible to save on tax through salary packaging? It’s a great way to get your hard-earned dollars working harder by potentially reducing your taxable income.
Whether it’s your home office expenses and other work-related expenses, or making the most of your superannuation contributions - you could do more with your money by salary packaging eligible expenses.
Like to know a bit more? Read on for some of the things you could be eligible to salary package.

With salary packaging, you can use funds from your pre-tax salary to make additional contributions to your superannuation. This not only reduces your taxable income, meaning you could save on tax, but could also boost your retirement nest egg**.
Noting that you can salary sacrifice the total annual limit of $30,000 (including your employer's contribution) before excess contributions tax becomes payable.

You could save thousands by salary packaging a car through a novated lease.
With novated leasing, one regular payment is drawn from a combination of your pre-tax and post-tax salary each pay that covers car payments, fuel or charging, registration, insurance and servicing.
And if you lease an eligible electric vehicle, you could make all payments pre-tax with the Electric Car Discount, potentially saving you thousands

Catch the bus to work on the Translink network? You could salary package the cost and pay for your daily commute with pre-tax dollars.

When you work, continuous learning is important. So, if you could, why wouldn’t you pay for your work-related self-education expenses with pre-tax dollars?

From home office items and travel costs for work, to electronic devices and working from home expenses - you might be surprised at the range of work-related expenses you could be eligible to package*.

You could also salary package professional memberships, like your union fees, as well as the cost of your work-related newspapers, journals or magazines.

If you talk to a registered financial adviser about your finances, you may be eligible to salary package the fees – meaning you could get valuable investment advice while potentially saving on tax!
We can help you make sense of salary packaging
For most people, understanding the benefits of salary packaging can be daunting. Our experts could break it down for you, so you feel confident about what salary packaging could do for you.

Ready to get started or want to find out more?
Select a time for us to contact you, call us on 1300 30 39 40 or complete the form below.
*Before salary packaging any portable electronic devices, your employer must confirm it is used for work-related purposes more than 50 per cent of the time.
**There is an annual limit of $30,000 (including your employer’s contribution of up to 12.75%) that can be packaged to super before excess contributions tax becomes payable.